At Ohmalo.com, we offer a variety of secure and convenient payment options to ensure a seamless shopping experience. Below, you’ll find details about accepted payment methods, supported currencies, payment policies, security measures, and answers to common questions.

Accepted Payment Methods

💳 Credit & Debit Cards

We accept major international and local cards, including:

• Visa

• Mastercard

• American Express

• Discover

• JCB

• UnionPay

📱 Digital Wallets & Mobile Payments

• Apple Pay

• Google Pay

• Alipay

• WeChat Pay

• PayPal

🌍 Local Payment Methods (Region-Specific)

• Klarna (Buy Now, Pay Later – Available in select regions)

• iDEAL (Netherlands)

• Sofort Banking (Germany, Austria, Belgium)

• Bancontact (Belgium)

💲 Bank Transfers & Other Options

• Bank Wire Transfer (Available for bulk/wholesale orders)

• Cash on Delivery (COD) (Limited regions – Check at checkout)

Supported Currencies

Ohmalo.com supports multiple currencies for a hassle-free checkout. You can shop in:

• USD (US Dollar)

• EUR (Euro)

• GBP (British Pound)

• CNY (Chinese Yuan)

• JPY (Japanese Yen)

• AUD (Australian Dollar)

• CAD (Canadian Dollar)

Note: Your card issuer may apply foreign exchange fees depending on your bank’s policies.

Payment Policies

🔐 Payment Security

Your security is our priority. We use SSL encryption and PCI-DSS compliance to protect your data. Ohmalo.com does not store your full credit card details.

🔄 Refunds & Cancellations

• Payments are processed immediately upon order confirmation.

• If you cancel before shipment, a full refund will be issued within 3-5 business days.

• For refunds after delivery, please refer to our Return Policy.

❓ Failed Payments?

If your payment is declined:
✔ Check card details (expiry date, CVV).
✔ Ensure sufficient funds or card limits.
✔ Contact your bank for authorization issues.
✔ Try an alternative payment method.

Frequently Asked Questions (FAQ)

Q: Is it safe to pay on Ohmalo.com?

✅ Yes! We use advanced encryption and comply with global security standards.

Q: Can I pay with cryptocurrency (Bitcoin, etc.)?

Currently, we do not accept cryptocurrency payments.

Q: Why was my payment declined?

Possible reasons:

• Insufficient funds

• Card not enabled for international transactions

• Incorrect billing details

• Bank security block

Q: Do you accept installment payments?

Yes! Klarna and some credit cards offer installment options at checkout.

Q: How can I update my payment method?

You can change your payment method before completing checkout. For existing orders, contact service@ohmalo.com.